ACD Administration & Corporate Services Division ASD Accounts & Settlement Division CCD Current Contribution Division CLD Collection Division CU  Compliance Unit HLD  Housing Loan Division ITD  Information Technology Division RAD Record Amendments Division PRD Public Relations Division RCD Refund Control Division RFD Refund Finalization Division RMD Records Management Division RPD Refund Payment Division SCD Statemented Contribution Division D/IT Director Information Technology DD/IT Deputy Director Information Technology DS Deputy Superintendent S/EPF Superintendent of Employees’ Provident Fund